Insights

Insights & case studies.

Real engagements, honest analysis, and notes on the craft of building durable coverage.

A young dentist bought a practice — and protected everything behind it.

How business overhead expense coverage protects a practice, its payroll, and an acquisition loan when the owner can't work.

Same $2M of bank-required coverage, about 28% less cost — and $60,000 back over the life of the loan.

How a dentist was protecting only 28% of his annual income — and what it took to double that coverage.

Group benefits, payroll & HR, and tax structure — reimagined for a small Tennessee medical practice in year one, with $60,000+ in employer savings.